The cost of treatment depends on the severity of the patient’s problem. You will be able to discuss fees and payment options before treatment begins. We have payment plans to suit different budgets, including a low down-payment option. We work hard to make orthodontics affordable.
In an effort to keep orthodontic fees down while maintaining the highest level of professional care, we have established this financial policy:
•If full payment is made at the onset of treatment, we will offer a fee discount. (If you have insurance, we will offer a discount for payment of your portion of the fee that will not be covered by insurance.)
•To fit your individual needs, financial arrangements can be made to extend your payments over a period of months. We offer an automated payment system that allows you better flexibility
•For your convenience, we accept payment by Visa, MasterCard and American Express.
•We also offer care credit – A Health Care credit Card.
Your dental plan may offer orthodontic coverage but have eligibility requirements. Orthodontic benefits are not the same as our general dental benefits. There is usually a lifetime maximum benefit; however, some benefits renew yearly. Orthodontic benefits are rarely paid in one payment. Usually partial payments are issued throughout the length of treatment. As a courtesy, we will be happy to complete and file the primary insurance forms related to our treatment. However, our professional services are rendered to you, not the insurance company. We work hard to ensure an easy payment plan and act as a liaison between you and your insurance company. Please remember that you are directly responsible to us for the obligation of payment or treatment.
We are participating providers with the below insurances; however, many other insurances offer partial coverage.
– Delta Dental of NJ – (Premier & PPO)
– BC/ BS of NJ – (Traditional Plan)
– Tricare – United Concordia
– Principal (Reliance, First Priority Life, Highmark Companies, Physicians Mutual)
– United Healthcare PPO
– Careington Dental
– Cigna Dental – PPO
– Guardian – PPO
– Aetna – PPO
– Metlife – PPO
* We also accept CareCredit